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Introducing Arc

Build wealth from real economic activity.

Save, earn, and grow through yield products powered by transparent, long-term investing designed for modern wealth builders.

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No interest • No riba • Just shared profit

~5%

Up to yield

-3

Assets to grow

90%

Transparent returns

Your bank pays you nothing. Inflation takes everything anyway. That's not a savings account. That's a slow leak. So you go looking for yield, but the risk nobody explained to you. There's no safe option here. Just different speeds of sinking.

Your money stays yours

Deposit into any Arc product and withdraw anytime — no lock-ups, no penalties, no waiting for permission to access your own funds.

Real returns. Real source

Every basis point Arc distributes comes from blockchain transaction fees and asset performance — not manufactured interest, not debt.

Built to survive any market

From a simple yield account to a diversified Bond to curated tokenized ETFs — three products, one platform, no single point of failure.

Halal by structure, not by label

No riba, no prohibited sectors, no ambiguity. Arc's product structure is reviewed by named scholars — not self-certified.

Products

Three ways to grow

One platform. Three products. Find your path and grow into the next one.

Arc Earn

Most popular

Up to 5% p.a.

The simplest way to put your cash to work. Deposit, earn yield from real blockchain activity, withdraw anytime. No lock-ups, no minimums that price you out.

Earn daily, compounding automatically

Non-interest yield, halal-compliant

Start from $100 minimum

Join Arc Earn

Arc Earn

Most popular

Up to 5% p.a.

The simplest way to put your cash to work. Deposit, earn yield from real blockchain activity, withdraw anytime. No lock-ups, no minimums that price you out.

Earn daily, compounding automatically

Non-interest yield, halal-compliant

Start from $100 minimum

Join Arc Earn

Arc Earn

Most popular

Up to 5% p.a.

The simplest way to put your cash to work. Deposit, earn yield from real blockchain activity, withdraw anytime. No lock-ups, no minimums that price you out.

Earn daily, compounding automatically

Non-interest yield, halal-compliant

Start from $100 minimum

Join Arc Earn

Arc Earn

Most popular

Up to 5% p.a.

The simplest way to put your cash to work. Deposit, earn yield from real blockchain activity, withdraw anytime. No lock-ups, no minimums that price you out.

Earn daily, compounding automatically

Non-interest yield, halal-compliant

Start from $100 minimum

Join Arc Earn

Arc Core

Best Value

Up to 8% p.a.

Ark Core holds a balanced pair, tokenized equities for regulated-market stability, and curated crypto tokens for growth when digital markets move. No single asset class decides your outcome.

Tokenized stocks + crypto in one basket

Rebalanced automatically

Halal-certified allocation

Join Arc Core

Arc Core

Best Value

Up to 8% p.a.

Ark Core holds a balanced pair, tokenized equities for regulated-market stability, and curated crypto tokens for growth when digital markets move. No single asset class decides your outcome.

Tokenized stocks + crypto in one basket

Rebalanced automatically

Halal-certified allocation

Join Arc Core

Arc Core

Best Value

Up to 8% p.a.

Ark Core holds a balanced pair, tokenized equities for regulated-market stability, and curated crypto tokens for growth when digital markets move. No single asset class decides your outcome.

Tokenized stocks + crypto in one basket

Rebalanced automatically

Halal-certified allocation

Join Arc Core

Arc Core

Best Value

Up to 8% p.a.

Ark Core holds a balanced pair, tokenized equities for regulated-market stability, and curated crypto tokens for growth when digital markets move. No single asset class decides your outcome.

Tokenized stocks + crypto in one basket

Rebalanced automatically

Halal-certified allocation

Join Arc Core

Arc ETF

Highest Potential

Up to 15% p.a.

We've selected, balanced, and tokenized institutional-grade ETFs so you can access real market exposure without building your own basket. Choose the category that fits your risk appetite.

Global equities, fixed income, emerging markets

Tokenized for on-chain transparency

Curated by Arc's investment team

Join Arc ETF

Arc ETF

Highest Potential

Up to 15% p.a.

We've selected, balanced, and tokenized institutional-grade ETFs so you can access real market exposure without building your own basket. Choose the category that fits your risk appetite.

Global equities, fixed income, emerging markets

Tokenized for on-chain transparency

Curated by Arc's investment team

Join Arc ETF

Arc ETF

Highest Potential

Up to 15% p.a.

We've selected, balanced, and tokenized institutional-grade ETFs so you can access real market exposure without building your own basket. Choose the category that fits your risk appetite.

Global equities, fixed income, emerging markets

Tokenized for on-chain transparency

Curated by Arc's investment team

Join Arc ETF

Arc ETF

Highest Potential

Up to 15% p.a.

We've selected, balanced, and tokenized institutional-grade ETFs so you can access real market exposure without building your own basket. Choose the category that fits your risk appetite.

Global equities, fixed income, emerging markets

Tokenized for on-chain transparency

Curated by Arc's investment team

Join Arc ETF

How it works

Deposit and watch it grow

Deposit

Fund your account in minutes. Start earning the same day, full liquidity.

Earn

Your funds sit inside and get returns from blockchain fees and profit.

Withdraw

Take out anytime. No penalties, no lockups, no waiting periods.

SECURITY

Security and governance you can trust

SECURITY

Security and governance you can trust

Independent audits

Every smart contract governing deposits, yield distribution, and withdrawals is audited by an independent third-party security firm before it ever touches your funds.

Secure custody

Your assets are held with regulated, licensed custody partners, not on Ark’s own balance sheet. Separation of operational funds from customer funds is non-negotiable.

Risk management

Diversification isn’t just a product feature, it’s a risk architecture. Yield sources are spread across protocols, asset classes, and jurisdictions to reduce exposure.

Sharia governance

All yield products are reviewed under Sharia guidance to confirm no interest, no excessive speculation, no prohibited sector exposure in Halal compliant detailed.

Transparent reporting

Monthly yield reports, real-time portfolio dashboards, and on-chain transaction records. Nothing is calculated in a spreadsheet you can’t see everything transparent.

Regulatory compliance

Arc operates under financial regulation and maintains relevant licenses. Compliance isn’t a checkbox, it’s the foundation every product is built and established.

Track Record

Returns backed by real data

$102,245,278

Assets under management

$102,245,278

Assets under management

$204,480,738

Earned from blockchain fees

$204,480,738

Earned from blockchain fees

42,490+

Global investors

42,490+

Global investors

Pays you a share of real economic activity transaction fees generated by blockchain networks processing real volume, plus the performance of a diversified, tokenized asset basket. It’s not a guess dressed up as a guarantee. It’s a share of something real.

Testimonials

Trusted by experts

"I'd been sitting on the same savings account for six years because every 'high-yield' product I looked at either required locking up my money or was impossible to understand. Arc was the first one where I could actually see where the return was coming from. Three months in, I've earned more."
Layla Hassan
Marketing Manager, Dubai
"I always assumed investing was something you figured out later, when you had more money. Arc made me realize I was just waiting for a permission slip that was never coming. Started with what I had, picked Earn, and haven't thought about it since. The dashboard is the first financial UI I've used."
Rahim Chowdhury
UX Designer, London
"I've been looking for a genuinely halal yield product for years — not just something with a halal badge slapped on top, but one where the structure actually holds up when you read it. The profit-sharing mechanics here are real. No riba, no ambiguity. The independent scholar review is what made."
Yusuf Al-Farsi
Accountant, Abu Dhabi
"I've cycled through enough yield protocols to know that a high APY with no source explanation is just undisclosed risk. What's different here is on-chain verifiability — I don't have to trust the dashboard number, I can check it myself. That's the standard. Most products can't meet it. Arc does."
Tariq Osman
Blockchain Developer, Istanbul
"I keep a cash buffer for the business that just sat in a current account doing nothing. Moving a portion into Arc Earn was a 20-minute decision. The yield isn't life-changing on its own, but getting 6% on money that was earning 0.01% is just math. No lock-up means I can pull it back if I need liquidity."
Nadia Bergström
Founder, Stockholm
"The ETF selection was what got me. I've wanted exposure to global equities in a structure I can hold without guilt for a long time. Most products either aren't halal, or are halal but so limited you're not really getting market exposure. Arc ETF gave me both. I'm not touching it for five years and it growth beyond my expectation."
Farrukh Tashkentov
Engineer, Tashkent
"My first question with any product like this is: what happens to my money if the company has a bad quarter? With Arc I got a real answer — regulated custody, audited contracts, and a clear separation between my funds and the platform's operations. That's not something most fintechs are willing to explain."
Priya Mehta
Financial Analyst, Singapore
"Sending money home and watching it lose value to inflation twice — once here, once there — is something I'd accepted as normal. Arc changed the framing for me. Even if I'm not sending it anywhere, it should be working. The transparency dashboard is something I actually check. That's new for me."
Amara Diallo
Nurse, Manchester
"The two-asset-class structure was what made me choose Core over Earn. I wanted some crypto exposure without building my own basket and watching it obsessively. The automatic rebalancing means I'm not making emotional decisions every time Bitcoin moves 10%. Six months in and the yield has held up."
Khalid Mansour
Product Manager, Riyadh

"I'd been sitting on the same savings account for six years because every 'high-yield' product I looked at either required locking up my money or was impossible to understand. Arc was the first one where I could actually see where the return was coming from. Three months in, I've earned more."

Layla Hassan

Marketing Manager, Dubai

"I always assumed investing was something you figured out later, when you had more money. Arc made me realize I was just waiting for a permission slip that was never coming. Started with what I had, picked Earn, and haven't thought about it since. The dashboard is the first financial UI I've used."

Rahim Chowdhury

UX Designer, London

"I've been looking for a genuinely halal yield product for years — not just something with a halal badge slapped on top, but one where the structure actually holds up when you read it. The profit-sharing mechanics here are real. No riba, no ambiguity. The independent scholar review is what made."

Yusuf Al-Farsi

Accountant, Abu Dhabi

"I've cycled through enough yield protocols to know that a high APY with no source explanation is just undisclosed risk. What's different here is on-chain verifiability — I don't have to trust the dashboard number, I can check it myself. That's the standard. Most products can't meet it. Arc does."

Tariq Osman

Blockchain Developer, Istanbul

"I keep a cash buffer for the business that just sat in a current account doing nothing. Moving a portion into Arc Earn was a 20-minute decision. The yield isn't life-changing on its own, but getting 6% on money that was earning 0.01% is just math. No lock-up means I can pull it back if I need liquidity."

Nadia Bergström

Founder, Stockholm

"The ETF selection was what got me. I've wanted exposure to global equities in a structure I can hold without guilt for a long time. Most products either aren't halal, or are halal but so limited you're not really getting market exposure. Arc ETF gave me both. I'm not touching it for five years and it growth beyond my expectation."

Farrukh Tashkentov

Engineer, Tashkent

"My first question with any product like this is: what happens to my money if the company has a bad quarter? With Arc I got a real answer — regulated custody, audited contracts, and a clear separation between my funds and the platform's operations. That's not something most fintechs are willing to explain."

Priya Mehta

Financial Analyst, Singapore

"Sending money home and watching it lose value to inflation twice — once here, once there — is something I'd accepted as normal. Arc changed the framing for me. Even if I'm not sending it anywhere, it should be working. The transparency dashboard is something I actually check. That's new for me."

Amara Diallo

Nurse, Manchester

"The two-asset-class structure was what made me choose Core over Earn. I wanted some crypto exposure without building my own basket and watching it obsessively. The automatic rebalancing means I'm not making emotional decisions every time Bitcoin moves 10%. Six months in and the yield has held up."

Khalid Mansour

Product Manager, Riyadh

"I'd been sitting on the same savings account for six years because every 'high-yield' product I looked at either required locking up my money or was impossible to understand. Arc was the first one where I could actually see where the return was coming from. Three months in, I've earned more."
Layla Hassan
Marketing Manager, Dubai
"I always assumed investing was something you figured out later, when you had more money. Arc made me realize I was just waiting for a permission slip that was never coming. Started with what I had, picked Earn, and haven't thought about it since. The dashboard is the first financial UI I've used."
Rahim Chowdhury
UX Designer, London
"I've been looking for a genuinely halal yield product for years — not just something with a halal badge slapped on top, but one where the structure actually holds up when you read it. The profit-sharing mechanics here are real. No riba, no ambiguity. The independent scholar review is what made."
Yusuf Al-Farsi
Accountant, Abu Dhabi
"I've cycled through enough yield protocols to know that a high APY with no source explanation is just undisclosed risk. What's different here is on-chain verifiability — I don't have to trust the dashboard number, I can check it myself. That's the standard. Most products can't meet it. Arc does."
Tariq Osman
Blockchain Developer, Istanbul
"I keep a cash buffer for the business that just sat in a current account doing nothing. Moving a portion into Arc Earn was a 20-minute decision. The yield isn't life-changing on its own, but getting 6% on money that was earning 0.01% is just math. No lock-up means I can pull it back if I need liquidity."
Nadia Bergström
Founder, Stockholm
"The ETF selection was what got me. I've wanted exposure to global equities in a structure I can hold without guilt for a long time. Most products either aren't halal, or are halal but so limited you're not really getting market exposure. Arc ETF gave me both. I'm not touching it for five years and it growth beyond my expectation."
Farrukh Tashkentov
Engineer, Tashkent
"My first question with any product like this is: what happens to my money if the company has a bad quarter? With Arc I got a real answer — regulated custody, audited contracts, and a clear separation between my funds and the platform's operations. That's not something most fintechs are willing to explain."
Priya Mehta
Financial Analyst, Singapore
"Sending money home and watching it lose value to inflation twice — once here, once there — is something I'd accepted as normal. Arc changed the framing for me. Even if I'm not sending it anywhere, it should be working. The transparency dashboard is something I actually check. That's new for me."
Amara Diallo
Nurse, Manchester
"The two-asset-class structure was what made me choose Core over Earn. I wanted some crypto exposure without building my own basket and watching it obsessively. The automatic rebalancing means I'm not making emotional decisions every time Bitcoin moves 10%. Six months in and the yield has held up."
Khalid Mansour
Product Manager, Riyadh

Blog

News & insights

Islamic Finance

Sharia-Compliant Doesn't Mean Lower Returns

Prof. Omar Hakeem

Jul 24, 2026

Islamic Finance

Sharia-Compliant Doesn't Mean Lower Returns

Prof. Omar Hakeem

Jul 24, 2026

Product

Why Arc Really Doesn't Have a Minimum Deposit

Zainab Al-Fahad

Jul 3, 2026

Product

Why Arc Really Doesn't Have a Minimum Deposit

Zainab Al-Fahad

Jul 3, 2026

Macro Economic

Inflation Is a Tax That Nobody Voted On

Michael Travis

Jun 19, 2026

Macro Economic

Inflation Is a Tax That Nobody Voted On

Michael Travis

Jun 19, 2026

FAQ's

Common questions

Is Arc Halal?

Yes — every Arc product is structured as profit-sharing from real economic activity, not interest on debt. The product suite has been reviewed under Sharia guidance to confirm no riba, no excessive speculation (gharar), and no exposure to prohibited sectors.

How does Arc make money?

Arc takes a 0.24% platform fee 🚩 on yield generated — not on your principal. If you earn nothing, we earn nothing. Alignment is the model.

Is my money safe?

No investment product is risk-free, and Arc is no exception. Your funds are held in regulated custody, smart contracts are independently audited, and yield sources are diversified to reduce concentration risk — but returns are not guaranteed and asset values can fall. Read the full risk disclosure before investing.

How are the returns so high?

Diversified exposure across two asset classes plus a share of transaction-fee revenue, rather than a single yield source — see "The Manifest" above.

Are returns guaranteed?

No. Returns vary with market conditions and product performance; security controls reduce operational risk but cannot remove investment risk.

Is Arc a bank?

No. Arc doesn't lend your deposits, doesn't charge interest, and isn't covered by the jurisdiction's deposit insurance. Your funds are held in regulated custody and allocated into the yield-generating product you choose.

What are the risks?

Asset values can fall as well as rise. Returns are variable, not guaranteed, and depend on market conditions and network activity. Arc Earn carries lower volatility than Arc Core or Arc ETF, which hold market-correlated assets. None of Arc's products are principal-protected.

How much does Arc cost?

A platform fee of 0.025% on yield generated, not on your deposit. No other fees for standard deposits or withdrawals.

Start building wealth the right way

Join thousands of people putting their money to work through transparent, halal-compliant yield — not interest.

Get Started

Start building wealth the right way

Join thousands of people putting their money to work through transparent, halal-compliant yield — not interest.

Get Started

Start building wealth the right way

Join thousands of people putting their money to work through transparent, halal-compliant yield — not interest.

Get Started

Start building wealth the right way

Join thousands of people putting their money to work through transparent, halal-compliant yield — not interest.

Get Started